• Hurricane Insurance

    Posted in Blog, MicroInsurance blog on Feb 12, 2019

    The Atlantic coast hurricane season lasts from June through November, with the likelihood of storms peaking from August to October. The East Coast and Gulf Coast are most at risk, though damage from wind and rain can extend well inland. Make sure you read your insurance policy carefully to learn what it does and does not cover, and contact your local agent with questions or to discuss your insurance needs. This is really important.

  • Insurance, Blockchain & Oracles

    Posted in InsurTech blog, MicroInsurance blog on Feb 11, 2019

    Here at Microinsurance we continue to explore blockchain, the world of “a smart contracts”. It is our current belief that ‘smart contracts’ will be the core insurance uses-case for blockchain. The use of these contracts are now linked to the rise of blockchain and a change in technology and process that is still very young.

  • GDPR Data Breaches

    Posted in Cyber Insurance blog on Feb 07, 2019

    The data breaches range from minor breaches, such as errant emails sent to the wrong recipient, to major cyber hacks affecting millions of individuals and making front page headlines. This is the GDPR data breached survey.

  • Micro Insurance by STP

    Posted in MicroInsurance blog, Sharing economy on Feb 06, 2019

    We prefer a wider more inclusive definition of Micro Insurance, one that allows products to be developed, sold globally, works in the new sharing economy and includes solutions for many of the issues surrounding selling, distributing and managing micro insurance policies and schemes. Products that cover all populations based on their specific needs.

  • Climate change and Insurance

    Posted in Blog, MicroInsurance blog on Feb 06, 2019

    Hurricanes, over the last 150 years, have increased in both number and intensity. Compare, over similar periods, other graphs and studies on sea water temperatures and average land temperatures, all show the same up-tick and acceleration. It could be time to be prepared and protect your assets with appropriate insurance cover.

  • Hacking with a Pringles tube, remember?

    Posted in Cyber Insurance blog, InsurTech blog on Jan 31, 2019

    Pringles tube to Drone, is this a good measure of security progress?

  • Small Business data breaches

    Posted in Cyber Insurance blog on Jan 31, 2019

    Every report, survey or set of statistics on cyber events tell us that all businesses are exposed, whether big or small, so says Andrew Taylor Cyber Underwriting Manager at Chubb. Another survey underlines this point.

  • Should you secure your data?

    Posted in Cyber Insurance blog on Jan 16, 2019

    People will tell you that its no point securing your data against a data breach as all your data is out there; already sold multiple times; We seem to post the craziest details all over Facebook, so why secure your data now? Why stop sharing everything?

  • Hacking small and medium businesses - why bother?

    Posted in Cyber Insurance blog on Jan 14, 2019

    Why would a company who's offices look like this be the focus of hackers? Surely hackers want shinier companies to hack into, ones with the money? Why hack a company like this and breach their data and firewalls?

  • From the sharing economy to … The Economy?

    Posted in MicroInsurance blog, Sharing economy on Jan 11, 2019

    The much vaunted PWC study and projections from 2013 points to large growth and many of its predictions are coming true as we see likes of AirBnB and its many copycats create value for home owners, seeing a huge change in availability. Scooters, Cycles and soon autonomous vehicles will all add to this shifting business model.