We prefer a wider more inclusive definition of Micro Insurance, one that allows products to be developed, sold globally, works in the new sharing economy and includes solutions for many of the issues surrounding selling, distributing and managing micro insurance policies and schemes. Products that cover all populations based on their specific needs.
Hurricanes, over the last 150 years, have increased in both number and intensity. Compare, over similar periods, other graphs and studies on sea water temperatures and average land temperatures, all show the same up-tick and acceleration. It could be time to be prepared and protect your assets with appropriate insurance cover.
Pringles tube to Drone, is this a good measure of security progress?
Posted in Cyber Insurance blog on Jan 31, 2019
Every report, survey or set of statistics on cyber events tell us that all businesses are exposed, whether big or small, so says Andrew Taylor Cyber Underwriting Manager at Chubb. Another survey underlines this point.
Posted in Cyber Insurance blog on Jan 16, 2019
People will tell you that its no point securing your data against a data breach as all your data is out there; already sold multiple times; We seem to post the craziest details all over Facebook, so why secure your data now? Why stop sharing everything?
Posted in Cyber Insurance blog on Jan 14, 2019
Why would a company who's offices look like this be the focus of hackers? Surely hackers want shinier companies to hack into, ones with the money? Why hack a company like this and breach their data and firewalls?
The much vaunted PWC study and projections from 2013 points to large growth and many of its predictions are coming true as we see likes of AirBnB and its many copycats create value for home owners, seeing a huge change in availability. Scooters, Cycles and soon autonomous vehicles will all add to this shifting business model.
Posted in MicroInsurance blog on Jan 03, 2019
How do you open up insurance sales in countries like Tanzania? TamManagemment Insurance Brokers have come up with an innovative way to use the existing voucher vendors to sell a new voucher based travel insurance policy.
Posted in MicroInsurance blog on Dec 31, 2018
The latest CSU forecast is out for the 2019 Hurricane Season and we have looked at the data going back to 1851 and added some interesting trend-lines. This is very early in the forecast season and it will be updated as we move closer to the 1st June typical season kick-off!
Posted in MicroInsurance blog on Dec 19, 2018
2018 was expected to be a quite year from Hurricane damage and so it proved to be compared with 2017. However, losses from natural and man-made disasters are estimated to total $155 billion (136 billion euros) this year, so says the reinsurance giant Swiss Re this week.