Posted in Cyber Insurance blog on Jan 14, 2019
Why would a company who's offices look like this be the focus of hackers? Surely hackers want shinier companies to hack into, ones with the money? Why hack a company like this and breach their data and firewalls?
The much vaunted PWC study and projections from 2013 points to large growth and many of its predictions are coming true as we see likes of AirBnB and its many copycats create value for home owners, seeing a huge change in availability. Scooters, Cycles and soon autonomous vehicles will all add to this shifting business model.
Posted in MicroInsurance blog on Jan 03, 2019
How do you open up insurance sales in countries like Tanzania? TamManagemment Insurance Brokers have come up with an innovative way to use the existing voucher vendors to sell a new voucher based travel insurance policy.
Posted in MicroInsurance blog on Dec 31, 2018
The latest CSU forecast is out for the 2019 Hurricane Season and we have looked at the data going back to 1851 and added some interesting trend-lines. This is very early in the forecast season and it will be updated as we move closer to the 1st June typical season kick-off!
Posted in MicroInsurance blog on Dec 19, 2018
2018 was expected to be a quite year from Hurricane damage and so it proved to be compared with 2017. However, losses from natural and man-made disasters are estimated to total $155 billion (136 billion euros) this year, so says the reinsurance giant Swiss Re this week.
Posted in Cyber Insurance blog on Nov 26, 2018
Common sense say that you should never reveal your personal information online. Sometimes, though, you can't avoid it. When you buy the latest drone or smart speaker online, you give the merchant your address for shipping, credit card details for payment, and email address for notifications. And then all you get is a huge bill and disappointment. Hacking Survey after Data Breach Survey and news report after news story are pointing that people have experienced a hacking attack like malware, data breach, credit card fraud, or ransomware. Cyber hacking crime is big, what can you do to avoid the worst?
Posted in MicroInsurance blog on Nov 12, 2018
What could be more important than providing insurance to help someone rebuild their life after a catastrophe —and then in particular, if they are already low-income and vulnerable? This is why I am in insurance, why I believe in microinsurance - microinsurance has the capability to allow people to rebuild after a catastrophe.
This years global conference was in Hong Kong and was a great opportunity to meet with old friends and to kick off some new business.
To re-write the Life of Brian sketch about the Romans….. What has insurance done for us? Well World Trade; General Mobility through vehicles & aeroplanes; Health, Security of loans and homes… OK OK OK so apart from World Trade, Mobility, Health, Security – what else?............ Nothing! So why is it that insurance seems so irrelevant when so often it is the enabler?
When a person is working in the GiG economy and Sharing Economy, the earnings represent a significant amount of income for that person, however over a year it tends not to be a significant proportion of income. This is because most people do not participate generally all year. Insurance for the sharing economy is still stuck in the past. Microinsurance is the future of gig and sharing economy insurance. Home sharing platforms are profitable ways to earn income from your home so long as you keep costs down and manage risk.