• Hurricane Forecast - 2019

    Posted in MicroInsurance blog on Dec 31, 2018


    The latest CSU forecast is out for the 2019 Hurricane Season and we have looked at the data going back to 1851 and added some interesting trend-lines. This is very early in the forecast season and it will be updated as we move closer to the 1st June typical season kick-off!

  • Disaster losses for 2018

    Posted in MicroInsurance blog on Dec 19, 2018


    2018 was expected to be a quite year from Hurricane damage and so it proved to be compared with 2017. However, losses from natural and man-made disasters are estimated to total $155 billion (136 billion euros) this year, so says the reinsurance giant Swiss Re this week.

  • Cyber Security for Christmas

    Posted in Cyber Insurance blog on Nov 26, 2018


    Common sense say that you should never reveal your personal information online. Sometimes, though, you can't avoid it. When you buy the latest drone or smart speaker online, you give the merchant your address for shipping, credit card details for payment, and email address for notifications. And then all you get is a huge bill and disappointment. Hacking Survey after Data Breach Survey and news report after news story are pointing that people have experienced a hacking attack like malware, data breach, credit card fraud, or ransomware. Cyber hacking crime is big, what can you do to avoid the worst?

  • Why Microinsurance?

    Posted in MicroInsurance blog on Nov 12, 2018


    What could be more important than providing insurance to help someone rebuild their life after a catastrophe —and then in particular, if they are already low-income and vulnerable? This is why I am in insurance, why I believe in microinsurance - microinsurance has the capability to allow people to rebuild after a catastrophe.

  • Global Broker - Global Conference

    Posted in Blog, Global Network Blog on Oct 20, 2018


    This years global conference was in Hong Kong and was a great opportunity to meet with old friends and to kick off some new business.

  • New Insurance for the New Economy

    Posted in MicroInsurance blog, Sharing economy on Oct 15, 2018


    To re-write the Life of Brian sketch about the Romans….. What has insurance done for us? Well World Trade; General Mobility through vehicles & aeroplanes; Health, Security of loans and homes… OK OK OK so apart from World Trade, Mobility, Health, Security – what else?............ Nothing! So why is it that insurance seems so irrelevant when so often it is the enabler?

  • GiG economy and Sharing Economy in 2018

    Posted in MicroInsurance blog, Sharing economy on Sep 29, 2018


    When a person is working in the GiG economy and Sharing Economy, the earnings represent a significant amount of income for that person, however over a year it tends not to be a significant proportion of income. This is because most people do not participate generally all year. Insurance for the sharing economy is still stuck in the past. Microinsurance is the future of gig and sharing economy insurance. Home sharing platforms are profitable ways to earn income from your home so long as you keep costs down and manage risk.

  • MicroInsurance

    Posted in MicroInsurance blog on Sep 22, 2018


    Generally Micro Insurance refers to providing insurance to low-income families in developing countries and continents. We like to offer a broader definition, this is where insurance products are developed to provide a specific coverage for a specific need or event. This generally results is a lower cost to customers for that event when compared to a monthly or annual cost for more traditional insurance.

  • challenges - insuretech

    Posted in InsurTech blog on Sep 21, 2018


    Consolidation; Ageing workforce; Slowing growth; Disruptive tech; Prospects from over-regulation, Speed of technological change, Changing customer behaviour; Competition from new market entrants. The list can go on and on. To pick just 3 key points for challenges, where to start? Because if you look at that list above its EVERYTHING - the whole landscape is changing and needs to change. This is the challenge - everything!

  • Hurricane Flood Damage

    Posted in MicroInsurance blog on Sep 14, 2018


    GREAT graphics to show people the possible Hurricane Florence devastation but for the actual effects some people today just need to look out of the window! The actual effects are not new. Hurricanes can always cause huge flood damage. Its time to take this seriously.