• Augmented, the new AI?

    Posted in InsurTech blog, MicroInsurance blog, Sharing economy on Jun 16, 2019


    Is Artificial Intelligence (AI) taking over everything? Do we have to fear or welcome this new AI tech? Is the reality that AI Augmentation more deliverable and welcoming?

  • Lessons from Amazon

    Posted in InsurTech blog, MicroInsurance blog on Jun 15, 2019


    In the USA and China an increasing number of tech companies are bringing more in house. Is this the lesson for Insurance? In-source not Outsource? Is this a path for a digital insurer.

  • What is AI to Insurance?

    Posted in InsurTech blog on Jun 06, 2019


    What does it take to be a Digital Insurer? Well one of the basics is to have a deep and a sound understanding of Machine Learning (ML) and Artificial Intelligence (AI) with the capabilities to actually develop these for 'insurance' case studies.

  • Uber - new opportunity or just an algorithm

    Posted in InsurTech blog, Sharing economy on Jun 03, 2019


    Computer Vision is becoming the central tech behind insurance claims processing. The ability to process claims and rely on algorithms is at the core of this. How is this different to the platform businesses of the GIG economy? Not much it seems as the workers and the platforms are all driven by the algorithm too it seems.

  • Just in time?

    Posted in InsurTech blog, MicroInsurance blog on Apr 09, 2019


    When the produce being transported is fruit and vegetables, any disruption in the supply chain can lead to substantial losses because they are perishable goods. In these situations how can businesses know what decisions to make and how to deal with these issues? Real time tracking of supply chain is an answer.

  • Blockchain or Hashgraph?

    Posted in InsurTech blog, MicroInsurance blog on Mar 29, 2019


    Distributed ledger space is a huge talking point for insurance – smart contracts, security, cost reduction, trust – it all points to a move on to this tech. BUT blockchains come with limitations by design . In today's world SPEED is king and the slowness of blockchain is huge barrier. Even in the slow paced world of insurance its too slow really - how many applications are there that run on a database that can just do 5 transactions per second? None, I think. Hence blockchains have been all talk, to-date. Is there an alternative? Swirlds anyone?

  • Insurance innovation

    Posted in InsurTech blog, MicroInsurance blog on Mar 22, 2019


    Why should the insurance industry care about innovation? Their products are about claims, how can you stop those with innovation? they are part of the product, right? Well no, typically the insurance industry, as all businesses, cares about all its costs, the complete business model. Claims are part of these costs - in some cases the smaller part of the complete costs! Innovation should be focused on all areas of their business model.

  • Insurance, Blockchain & Oracles

    Posted in InsurTech blog, MicroInsurance blog on Feb 11, 2019


    Here at Microinsurance we continue to explore blockchain, the world of “a smart contracts”. It is our current belief that ‘smart contracts’ will be the core insurance uses-case for blockchain. The use of these contracts are now linked to the rise of blockchain and a change in technology and process that is still very young.

  • Hacking with a Pringles tube, remember?

    Posted in Cyber Insurance blog, InsurTech blog on Jan 31, 2019


    Pringles tube to Drone, is this a good measure of security progress?

  • challenges - insuretech

    Posted in InsurTech blog on Sep 21, 2018


    Consolidation; Ageing workforce; Slowing growth; Disruptive tech; Prospects from over-regulation, Speed of technological change, Changing customer behaviour; Competition from new market entrants. The list can go on and on. To pick just 3 key points for challenges, where to start? Because if you look at that list above its EVERYTHING - the whole landscape is changing and needs to change. This is the challenge - everything!