• Why Microinsurance?

    Posted in MicroInsurance blog on Nov 12, 2018


    What could be more important than providing insurance to help someone rebuild their life after a catastrophe —and then in particular, if they are already low-income and vulnerable? This is why I am in insurance, why I believe in microinsurance - microinsurance has the capability to allow people to rebuild after a catastrophe.

  • New Insurance for the New Economy

    Posted in MicroInsurance blog, Sharing economy on Oct 15, 2018


    To re-write the Life of Brian sketch about the Romans….. What has insurance done for us? Well World Trade; General Mobility through vehicles & aeroplanes; Health, Security of loans and homes… OK OK OK so apart from World Trade, Mobility, Health, Security – what else?............ Nothing! So why is it that insurance seems so irrelevant when so often it is the enabler?

  • GiG economy and Sharing Economy in 2018

    Posted in MicroInsurance blog, Sharing economy on Sep 29, 2018


    When a person is working in the GiG economy and Sharing Economy, the earnings represent a significant amount of income for that person, however over a year it tends not to be a significant proportion of income. This is because most people do not participate generally all year. Insurance for the sharing economy is still stuck in the past. Microinsurance is the future of gig and sharing economy insurance. Home sharing platforms are profitable ways to earn income from your home so long as you keep costs down and manage risk.

  • MicroInsurance

    Posted in MicroInsurance blog on Sep 22, 2018


    Generally Micro Insurance refers to providing insurance to low-income families in developing countries and continents. We like to offer a broader definition, this is where insurance products are developed to provide a specific coverage for a specific need or event. This generally results is a lower cost to customers for that event when compared to a monthly or annual cost for more traditional insurance.

  • Hurricane Flood Damage

    Posted in MicroInsurance blog on Sep 14, 2018


    GREAT graphics to show people the possible Hurricane Florence devastation but for the actual effects some people today just need to look out of the window! The actual effects are not new. Hurricanes can always cause huge flood damage. Its time to take this seriously.

  • Why disasters need insurance

    Posted in MicroInsurance blog on Aug 17, 2018


    Right now in Kerala, India, there is a disaster progressing - floods. The monsoon flooding has severely hit 12 of Kerala's 14 districts, with thousands of homes damaged since June 2018 and thousands of peoples lives are being turned upside down.

  • GIG economy ruling

    Posted in MicroInsurance blog, Sharing economy on Jun 19, 2018


    Britain's Supreme Court on Wednesday 13th June 2018 ruled that a plumber employed in the gig economy had "worker" status in a landmark case that could have major implications.

  • Why Parametric Insurance?

    Posted in MicroInsurance blog on Jun 16, 2018


    Parametric insurance is not wildly known about. Its one of the many insurance industries best kept secrets. However it is becoming a more used terms these days because of the focus on Tech and customer services. Parametric insurance can be very attractive to groups, individuals and even companies. It offers to pay out on given triggers (or parameters) and then the ‘insurance’ is paid out on that basis.

  • Freelance working

    Posted in MicroInsurance blog, Sharing economy on Jun 03, 2018


    Multiple mobile applications (Apps) are creating a vast amount of jobs and creating new opportunities for people looking to try new things and break the norm or even get back into work. But who is going to own your reputation?

  • Designing new products for the world

    Posted in MicroInsurance blog on May 08, 2018


    It is always great to find a web site that is global and shows what people care about and what their dreams are. Check out how Dollar Street helps us design our insurance products, its also great fun and will help your understanding of people.