• Micro Insurance by STP

    Posted in MicroInsurance blog, Sharing economy on Feb 06, 2019


    We prefer a wider more inclusive definition of Micro Insurance, one that allows products to be developed, sold globally, works in the new sharing economy and includes solutions for many of the issues surrounding selling, distributing and managing micro insurance policies and schemes. Products that cover all populations based on their specific needs.

  • From the sharing economy to … The Economy?

    Posted in MicroInsurance blog, Sharing economy on Jan 11, 2019


    The much vaunted PWC study and projections from 2013 points to large growth and many of its predictions are coming true as we see likes of AirBnB and its many copycats create value for home owners, seeing a huge change in availability. Scooters, Cycles and soon autonomous vehicles will all add to this shifting business model.

  • New Insurance for the New Economy

    Posted in MicroInsurance blog, Sharing economy on Oct 15, 2018


    To re-write the Life of Brian sketch about the Romans….. What has insurance done for us? Well World Trade; General Mobility through vehicles & aeroplanes; Health, Security of loans and homes… OK OK OK so apart from World Trade, Mobility, Health, Security – what else?............ Nothing! So why is it that insurance seems so irrelevant when so often it is the enabler?

  • GiG economy and Sharing Economy in 2018

    Posted in MicroInsurance blog, Sharing economy on Sep 29, 2018


    When a person is working in the GiG economy and Sharing Economy, the earnings represent a significant amount of income for that person, however over a year it tends not to be a significant proportion of income. This is because most people do not participate generally all year. Insurance for the sharing economy is still stuck in the past. Microinsurance is the future of gig and sharing economy insurance. Home sharing platforms are profitable ways to earn income from your home so long as you keep costs down and manage risk.

  • GIG economy ruling

    Posted in MicroInsurance blog, Sharing economy on Jun 19, 2018


    Britain's Supreme Court on Wednesday 13th June 2018 ruled that a plumber employed in the gig economy had "worker" status in a landmark case that could have major implications.

  • Freelance working

    Posted in MicroInsurance blog, Sharing economy on Jun 03, 2018


    Multiple mobile applications (Apps) are creating a vast amount of jobs and creating new opportunities for people looking to try new things and break the norm or even get back into work. But who is going to own your reputation?

  • No Single Future of Work

    Posted in MicroInsurance blog, Sharing economy on Apr 20, 2018


    There is no single future of work. The only more certain thing is that all work will change; the technology, your colleagues, hours, terms, tools, colleagues, coffee and hopefully the commute.

  • Sharing Economy – want insurance? can’t get what you want?

    Posted in MicroInsurance blog, Sharing economy on Mar 10, 2018


    With the ability to gather significant amounts of data with ease, firms with sharing economy models are prime candidates to support and operate alternative risk structures to solve their unique insurance needs. They need new partners which can bring technology and insurance together in one place.

  • Shared Economy Book Release

    Posted in MicroInsurance blog, Sharing economy on Dec 20, 2017


    Insurance for Online Marketplaces and the shared economy - This FREE book provides guidance for new economy entrepreneurs who are considering insurance for their platform, sharing economy app and marketplace.

  • Freelance and GIG Economy

    Posted in MicroInsurance blog, Sharing economy on Nov 10, 2017


    The world of employment is always changing, however today there is an acceleration towards people looking after their own hours and becoming more flexible. Two large surveys have been undertaken in the UK and USA about the Freelance or GIG economy, apparently its preferred now to call it the Freelance Economy, both surveys released earlier this year, 2017.