Things we can and should do.
- Avoid Ransomware - this is a type of malware put on your computers by hackers. It is then used to encrypt all of your computer or smartphone data. The hackers then threaten to destroy your data unless you pay a ransom. Your computers are effectively locked. The Hackers ask you to pay and once they have the money ‘promise’ to unlock your computers. Ransomware is used against companies, government agencies and individuals, so all of us face this threat. Simple mitigation can be :
- Never click on any link in an email or text message unless you have absolutely confirmed that it is legitimate, this includes adverts and any other links
- Backup all of your data regularly via the cloud or on an external hard drive, or both!
- Keep your security software up to date with the latest security patches
- Passwords - Use strong, unique passwords for all your accounts and dual-factor authentication whenever possible.
- Routers and Other Devices. Many people do not change default passwords to routers or other internet of thing devices. This is a must as soon as you install any device. It is also to consider how the devices are managed, many people and businesses don’t need the devices to be managed from outside the local area network (LAN) so they should be limited so not to be accessed via the internet. If remote access if required use secure and encrypted virtual private network (VPN) to gain access first.
- Smartphones – the same applies! Use Pin and Password to lock the phone when not in use. Refrain from using public WiFi for sensitive communication. Don’t store sensitive data on your phone These are just a few of the things you can easily do to increase your cybersecurity. It’s time to make yourself aware, maybe use Google to find out the best approach for you and your business!
tags #microinsurance Microinsurance